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An IVA may not be suitable in all circumstances. Fees may apply, read here. Entering into an IVA will affect your credit rating.

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We specialise in Individual Voluntary Arrangements (IVAs). We provide information about all debt solutions but do not offer advice.

To qualify for debt being written off via an IVA, you must have a minimum of £6,000 of qualifying unsecured debt owed to two or more creditors. A debt write-off amount of around 72% is realistic based on the average figures of clients between January to June 2022. The debt write-off amount for each customer differs depending on their individual circumstances and is subject to approval by their creditors. This amount is also subject to creditors’ approval before an IVA can commence.

Please follow this link if you would like more information about the options for paying off your debts. To learn more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.

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